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Operations
Razorpay payouts for Indian creators, explained
TDS, KYC, and the actual flow of money from sale to your bank account.
FlowBase AI team
22 February 2026 · 5 min read
Indian creators selling digital products have to navigate GST, TDS, and bank settlement. Here's how we've automated as much of it as possible inside FlowBase.
From sale to settlement
- Buyer pays via Razorpay. Payment lands in our settlement account.
- Platform fee (10%) and TDS under Section 194-O are withheld.
- Creator's share is queued for the weekly Monday payout.
- After a 14-day refund window, the funds clear.
Documents we generate for you
GST invoices for buyers, TDS certificates for you (quarterly), and a yearly summary of platform fees for your auditor. All downloadable from /dashboard/subscriptions.